Restaurants Get $600M Credit Boost in Mexico

Cancún, Quintana Roo — Facing a decline in revenue this year caused by decreased sales due to the loss of families' purchasing power, the restaurant sector met with representatives of Nacional Financiera (Nafin) with the objective of accessing loans with preferential conditions.

Julio Villarreal Zapata, president of the Cámara Nacional de la Industria de Restaurantes y Alimentos Condimentados (Canirac) in Cancún and Quintana Roo, detailed that Nafin has an available portfolio of more than 600 million pesos to promote growth and job creation in the state.

To this end, the State Secretariat of Economic Development, under the direction of Paul Carrillo de Cáceres, presented the program "Impulso Nafin + Estados Quintana Roo," in collaboration with Canirac Cancún and Nafin, with the goal of strengthening the restaurant sector.

Program Details and Objectives

This program is backed by resources from the State Government, which allows for the offering of loans with competitive interest rates, specifically an annual rate of 14.7%. This effort is part of a comprehensive strategy to support the sector in the final stretch of the year, helping businesses meet their year-end commitments.

Currently, approximately 50 establishments have already expressed interest in accessing the benefits of this program.

Villarreal Zapata commented that during the meeting with Nafin, they were presented with a variety of financial products, including loans and additional instruments, as well as the offer of free courses to professionalize the restaurant sector.

Furthermore, key topics for the sector were addressed, such as the creation of working groups with representatives from the state government and municipalities, to explore potential benefits and the simplification of procedures, with the aim of making 2026 a more favorable year economically.

This becomes even more important after 2025 proved to be a difficult year, marked by an especially prolonged low season.